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Guidelines of Workers’ Compensation

guidelines of workers' compensation

Whether you’ve only worked for your company for a short period of time or have been with the same employer for dozens of years, you are probably covered by their workers’ compensation insurance. Workers’ compensation is an insurance policy that provides employees that are injured or sickened on the job with a way to be compensated for their medical expenses and lost wages without having to file a personal injury lawsuit against their employer. It also provides their employer with protection against that type of liability claim. Though the system was designed to decrease animosity, filing a workers’ compensation claim can, unfortunately, become an adversarial process. Having an experienced workers’ compensation attorney acting on your behalf is a good way of making sure that you are doing all the right things and have the best chance of getting the compensation you deserve. It is also a good idea to familiarize yourself with the basic guidelines of workers’ compensation provided here, but if you need assistance, contact the attorneys at Vanasse Law today.

With a few exceptions, the state of Pennsylvania requires employers to carry workers’ compensation so that they can cover the costs of your medical expenses and lost wages. If you suffer an injury or are diagnosed with a work-related condition or illness, you need to give your employer notice within 120 days, though it is a good idea to let them know sooner than that.

Once you have informed your employer of the problem, they have a responsibility to file a ‘first report of injury’ with the Pennsylvania Bureau of Workers Compensation’. In the meantime, you should seek medical treatment for your injury. In some cases, your employer may have a list of at least six health care providers for you to see; if they do have this list and you have signed a document showing that you have been provided with it, then you are required to see one of those professionals for the first 90 days after your injury. After that, you can seek treatment from whoever you would like.

Your employer or their insurance company can choose either to approve your claim or deny it. If you receive a denial, you are able to file an appeal. It is strongly recommended that if this is the case, you have an experienced Pennsylvania workers’ compensation lawyer working on your behalf and representing you throughout the process. Your company is very likely to have an attorney representing them, and the process can be confusing, complex and intimidating. Additionally, a workers’ compensation attorney may be able to identify others who can be held responsible for your injury, making it possible for you to file a third party claim against them and getting greater compensation for the damages that you have suffered.

Workers’ compensation benefits provide you with much-needed compensation for your medical expenses, as well as a way to minimize the loss of wages that you may experience as a result of your injury. Let the knowledgeable workers’ compensation attorneys from the Lancaster firm of Vanasse Law help you to get the benefits that you deserve.