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Lancaster PA Workers' Compensation Law Blog

What Injuries are NOT Covered by Workers’ Compensation?

To most people, workers’ compensation is little more than a line item in their paycheck. They don’t know whether it’s something that they pay for or whether it’s provided by their employer, and they’re not entirely sure what it’s there for. That all changes once you’re injured on the job and suddenly realize that it’s there for you – to make sure that your medical expenses are covered, and you’ll be able to pay your bills, even if your injury keeps you from going back to work. Though workers’ compensation is what’s known as a ‘no-fault’ insurance policy that’s paid…

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Are There Advantages to a Lump Sum Settlement Rather than a Structured Settlement?

Lump Sum Settlements A lump sum settlement pays your workers’ compensation payment on a full and final basis, closing your claim. The disadvantage of this is that you will not be able to file any additional treatments that you need later or any additional diagnosis that may arise as a result of the injury. The biggest advantage of a lump sum settlement would be the ability to invest the money in a way that might provide you with an additional source of income. Structured Settlement A structured settlement provides guaranteed payments, usually on a weekly, monthly or annual basis. It…

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Who is Held Responsible in a Third-Party Claim?

When an employee is injured on the job, they are entitled to workers’ compensation benefits. These can provide much-needed financial compensation for medical expenses, as well as wage loss benefits in those cases where the worker’s injuries are bad enough to keep them out of work on a temporary basis or permanently. Workers’ compensation is specifically a no-fault form of insurance: the employee does not have to sue their employer for negligence or prove that their employer is to blame for their injury as the benefit is provided regardless of what the cause of the injury was. But there are…

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How an Employer Can Lower the Risk for Workers’ Compensation Fraud

There are a lot of benefits of holding a proper Workers’ Compensation insurance policy as a company from having medical bills and at least some lost wages covered when an employee is injured at work. However, with that coverage also comes the risk of abuse by unscrupulous employees looking to rig the system. The first step to working against such abuse is to understand the types of fraud that commonly occur. Types of Fraud Fraud can happen at any point in the claim process, from the injury itself to claims made about the severity of the injury. Here are some…

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What Information Does a Lawyer Need After a Work Injury?

If you have been injured at work, it makes sense to hire a lawyer as soon as possible to ensure you get the compensation to which you are entitled. However, what should one expect when they decide to call a work injury lawyer? Understanding the information a lawyer needs before making the call can lead to a better consultation and get more out of the typically free service law firms offer to their potential clients. Employment Related Information The first thing a lawyer will need is your employment information. This includes: The company you were working for when you were…

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Tips for Employers: Drug Testing After a Work Injury

When a worker is injured on the job, it’s difficult to be critical since they are in pain. However, having a drug test after a work injury can be crucial. While Workers’ Compensation is a no-fault system, a worker that was under the influence will not be eligible for the same benefits as an employee that was exercising proper behavior. In fact, a drug test could prevent a worker from collecting benefits at all. Drug testing an employee is not always legal. This is because they are owed a certain amount of privacy. However, when an injury becomes involved, the…

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Tips to Avoid Desk Job Injuries at the Workplace

As desk jobs become more popular as a type of occupation, injuries related to such jobs are increasing. It may sound unlikely an injury would incur while sitting behind a desk but sitting all day can have a negative impact on the body, especially considering approximately 80% of workers today work in a role that involves little or no physical activity. Straining the arms or sitting without proper support, along with fast typing, puts workers at a higher risk of injury than most consider. Further, desk jobs heighten some risks for repetitive injuries. For instance, someone may develop carpal tunnel…

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Post-Work Injury Checklist

When you are injured at work, it can be a time of many emotions. First, there is the concern over your health and safety. But second, there is the concern over what this means for your job and what actions need to be taken following an injury that happens in the workplace. While each state has its own regulations on how things are handled, and each company has its own set of policies, there are steps that can be taken in any jurisdiction or company following an accident. Steps to Take After a Work Injury Following a work injury, take…

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Workplace Safety to Help Avoid Head Injuries

Head injuries can have the most consequences for both the worker and the company compared to other injuries. For starters, a head injury has the most potential to be both long-term and undetected. In many cases, the full scope of the injury does not become apparent for months. The best defense is to avoid these injuries to begin with. While some injuries are not avoidable and occur even when all prevention tactics are properly performed, there are ways to lessen the risk and avoid some injuries altogether. For this level of prevention, both the employee and the company must be…

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What is a Judge Able to do in a Workers’ Compensation Case in PA?

While it is considered common knowledge that Workers’ Compensation cases go before a judge, it is often not understood what role a judge plays in such a case. Even further, it is not typical that the average worker knows what power the judge has or what the judge is able to do or accomplish during such a case. However, understanding that role could mean a stronger case and a more informed worker. When it comes to collect these benefits, being a self-advocate and understanding your rights is imperative. Getting the right lawyer is the most important element. Lawyers have a…

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